The peace of mind afforded by a thoughtfully structured estate plan is immeasurable. Although an estate plan offers many benefits, the ability to protect a family’s future and control its legacy is often a main goal in planning, regardless of the estate’s value.

Estate planning needs range from routine to complex, including planning for:

• Wealth transfer during life and at death
• Tax issues (including income tax, property tax, and estate, gift and generation-skipping taxes)
• The care of minor children in the event of death
• Incapacity or illness
• Divorce 
• Charitable giving
• Use of life insurance in estate planning